Please ensure that you carefully review the Terms of Service outlined below, as they outline the terms and conditions governing your usage of this website, referred to as the "Website" or "Site." These Terms of Service are subject to change periodically. By continuing to use the Site after such modifications, you agree to abide by the updated Terms of Service.

General Terms and Conditions:

Upon using the Site, you agree to:

a. Provide accurate, up-to-date, and complete information about yourself as prompted during registration.

b. Maintain and update this information to ensure its accuracy and completeness.

Should any information provided by you be found to be untrue, inaccurate, outdated, or incomplete, 4AK ASSOCIATES reserves the right to terminate your account and deny you any present or future access to the Site. Additionally, you agree not to resell or transfer access to the Site.

By accessing the 4AK ASSOCIATES.com website, including any software, applets, or content contained within, you acknowledge that your use of the Site is entirely at your own risk. The Site is provided on an "as is" basis, without any warranties, either express or implied, including but not limited to warranties regarding information, services, uninterrupted access, or products provided through or associated with the Site. Specifically, 4AK ASSOCIATES disclaims all warranties concerning the availability, accuracy, usefulness, or content of information, products, or services, as well as any warranties of title, non-infringement, merchantability, or fitness for a particular purpose. This disclaimer of liability extends to any damages or injury resulting from any failure of performance, errors, interruptions, viruses, theft, or unauthorized access to, alteration of, or use of records, whether due to breach of contract, negligence, or any other cause.

Neither 4AK ASSOCIATES nor any of its employees, agents, successors, assigns, affiliates, website co-branding providers, or content or service providers shall be liable to you or any third party for any direct, indirect, incidental, special, or consequential damages arising from your use of the service or inability to access or use the service, or from any breach of warranty.

4AK ASSOCIATES retains ownership of any trademark, registered trademark, or service mark displayed on this Website, as well as copyright ownership or licensing of the content and information on this Website. You may not download or save copies of any screens except as permitted by these Terms of Service. Unauthorized use of trademarks, registered trademarks, service marks, or other copyrighted material on this Website may violate copyright and other laws, subjecting you to penalties.

4AK ASSOCIATES reserves the right to modify any information on this Website without prior notice. Clicking on certain links within this Website may redirect you to other websites for which 4AK ASSOCIATES assumes no responsibility regarding content or availability. Content presented on this Site may vary based on browser limitations.

User Conduct on the Site:

While using the Site, you are prohibited from:

- Restricting or inhibiting any other user from enjoying the Site.

- Posting or transmitting any unlawful, fraudulent, libelous, defamatory, obscene, pornographic, threatening, abusive, hateful, offensive, or otherwise objectionable information, including conduct that may constitute a criminal offense.

- Posting or transmitting any advertisements, solicitations, pyramid schemes, or unsolicited commercial communication.

- Posting or transmitting any information or software containing viruses or other harmful components.

- Exploiting any information, software, or material obtained through the Site for commercial purposes without proper authorization.

- Uploading, reproducing, or distributing copyrighted material without permission.

Unless explicitly indicated, any communications or materials transmitted through this Website will be considered non-confidential and non-proprietary. 4AK ASSOCIATES reserves the right to use any ideas, concepts, or techniques contained in such communications for any purpose without compensation.

Failure to Comply With Terms and Conditions and Termination:

You acknowledge that 4AK ASSOCIATES may terminate your account or deny access to the Site without prior notice if you engage in conduct that violates these terms and conditions or infringes upon the rights of 4AK ASSOCIATES.

You also acknowledge that 4AK ASSOCIATES may deny access to any materials stored on the Internet or third-party services through 4AK ASSOCIATES without notification, and 4AK ASSOCIATES shall not be responsible for any consequences arising from such actions.

You agree to defend, indemnify, and hold 4AK ASSOCIATES and its affiliates harmless from any claims, liabilities, costs, and expenses arising from your use of the Site or any violation of these Terms of Service.

Links from and to this Website:

You acknowledge that 4AK ASSOCIATES and its website co-branding providers are not responsible for the accuracy or availability of information provided by linked sites. Links to external websites do not imply endorsement by 4AK ASSOCIATES.

Information presented on linked web pages may come from various sources, and 4AK ASSOCIATES is not responsible for monitoring or endorsing such content. 4AK ASSOCIATES and its website co-branding providers shall not be liable for any damages or losses resulting from the use or reliance on content, goods, or services offered on external sites.

Other Information:

4AK ASSOCIATES employs reasonable measures, including encryption, to protect your personal information. However, due to the nature of the Internet, we cannot guarantee absolute security against interception and decryption by unauthorized parties.

When making purchases through the Site, you may be required to provide information to the merchant or service provider. 4AK ASSOCIATES is not liable for any losses incurred during such transactions, and you agree to provide accurate and current information to these parties.

Any communications regarding tax transactions or matters are not considered opinions.

Miscellaneous:

The Terms of Service and your relationship with 4AK ASSOCIATES are governed by the laws of Pakistan, without regard to its conflict of law provisions. You and 4AK ASSOCIATES consent to the exclusive jurisdiction of courts located within Pakistan.

The failure of 4AK ASSOCIATES to enforce any provision of the Terms of Service does not constitute a waiver of such provision. If any provision is found to be invalid, the parties agree that the court should attempt to give effect to the parties' intentions, and the remaining provisions shall remain in full force and effect In the event of a dispute arising from or in connection with these Terms of Service, you agree to first attempt to resolve it through good-faith negotiation. If the dispute cannot be resolved through negotiation, both parties agree to submit to the personal and exclusive jurisdiction of the courts located within Pakistan.

Any failure by 4AK ASSOCIATES to exercise or enforce any right or provision of these Terms of Service shall not constitute a waiver of such right or provision unless acknowledged and agreed to in writing by 4AK ASSOCIATES.

If any provision of these Terms of Service is found to be invalid or unenforceable by a court of competent jurisdiction, the parties agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of these Terms of Service shall remain in full force and effect.

These Terms of Service constitute the entire agreement between you and 4AK ASSOCIATES regarding your use of the Site, superseding any prior agreements between you and 4AK ASSOCIATES relating to the same subject matter.

You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to the use of the Site or these Terms of Service must be filed within one (1) year after such claim or cause of action arose or be forever barred.

4AK ASSOCIATES may assign its rights and duties under these Terms of Service to any party at any time without notice to you.

You acknowledge that you have read these Terms of Service, understand them, and agree to be bound by them. If you do not agree with these Terms of Service, you should not use the Site.

If you have any questions or concerns regarding these Terms of Service, please contact 4AK ASSOCIATES at the provided contact information.